Steve Schons

I am your local State Farm Insurance Office serving Lakewood, OH, and I take great pride in helping individuals, families, and businesses protect what matters most. At Steve Schons State Farm Office, we offer a comprehensive range of insurance products designed to meet the diverse needs of our community, including Auto, Homeowners, Condo, Renters, Business, Personal Articles, Motorcycle, and Life & Disability Insurance. Whether you’re looking for coverage for your vehicle, home, or business, or seeking financial protection for your loved ones, my team and I are committed to providing personalized service that fits your needs.

I have been a State Farm Agent since 2001 and bring nearly 30 years of experience and industry knowledge to help my customers make informed decisions about their insurance needs. I hold a Bachelor of Science in Finance and Insurance from Mankato State University, which has provided me with a strong foundation in risk management. My goal is to ensure that every customer feels confident in their coverage and understands their insurance.

Over the years, I have been honored with several recognitions, including Legion of Honor Qualifier, National Convention Qualifier, Ambassador Travel Qualifier, and Crystal Excellence Qualifier, reflecting my dedication to exceptional customer service and industry excellence. In addition to my work in insurance, I am deeply involved in the community as a Youth Hockey Coach, helping young athletes develop their skills, teamwork, and sportsmanship.

Whether you’re just starting out, expanding your family, or preparing for the future, we are here to guide you every step of the way. Give us a call or stop by our office—we look forward to serving you!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Steve for insurance guidance in Lakewood.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Lakewood, you can count on Steve for personalized service.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Steve serves Lakewood, OH and is happy to help with your insurance needs.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Steve is here to help your Lakewood household feel covered.

Q: How does life insurance work?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Looking for coverage? Talk with Steve about your options in Lakewood.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Steve is proud to serve the Lakewood community.